Your Lowest Rate. Guaranteed.
Get an extra 0.125% off your rate when you work with a Tomo Brokerage Partner Agent.
Rates as ofOctober 14
Rates may vary based on credit. Example rate based on 740 credit score. May not available in all markets. 30-year fixed rate. May require loan-to-value (LTV) of 80%.
We deliver great rates, guaranteed.
When we say guarantee, we mean it with a capital G. We offer Price Match so that you can feel confident you’re getting a great deal. If you find a lower rate, we’ll match it. It’s what we do.
Tomo Perks, expert local agents, even better rates.
We’re your dream team for buying a home. Tomo Brokerage Partner Agents deliver exceptional service and local expertise before you need to ask. When you work with them, you save an additional 0.125% on your already competitive rate.
Glossary of terms
When you buy a home with Tomo Mortgage and a Tomo Brokerage Partner Agent, we will reduce your interest rate by 0.125%.
This is the interest you'll need to pay back on your loan. These rates change daily until you find your property and lock your rate. Things like your credit score, desired location, and property type may also affect this rate.
When you're comparing lenders, you should always look at their APR. As with interest rate, the lower the better. Annual Percentage Rate (APR) is a more comprehensive way to look at your interest rate. It can include other costs such as mortgage insurance, if applicable, points, and closing costs.
There are many additional services you'll need to pay for when buying your home such as appraisal and title. We've estimated these costs so that you can understand the full financial impact of the transaction. Your loan advisor can go over these with you later.
Points and credits determine your closing costs and your interest rate. Paying points mean you pay more at closing to get a lower interest rate. Taking credits means you pay less at closing and make up the difference with a higher interest rate. Your loan advisor can help you with this later.