The Tomo Mortgage

The mortgage that changes everything.

We’ve re-engineered the mortgage process to put you in control

Underwritten Pre-Approval

(Almost) no paperwork. No waiting. No surprises. Skip the hassle of uploading docs and securely synch accounts to get your pre-approval.

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Lock & Shop

Lock your rate while you shop, for 90 or 120 days, to protect yourself from interest rate hikes. If rates happen to fall, you can adjust down.

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Price Match

You can be confident you’re getting a great deal. Tomo never charges lender fees, and if you find a better deal, we’ll match it.

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Close on Time

Getting you into your house on time is our top priority. We close on time every time.

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On Your Side

Customers rave about our dedicated and expert team of mortgage advisors. Happy homebuyers: mission accomplished.

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Children playing in a house in front of a fireplace

Numbers that speak for themselves

97%

On-time closing (40% industry avg)

9.2

Customer Experience Rating

5.0

Customer reviews

$2k

Average savings with $0 lender fees

2,000+

Customers served

Adjust your application anytime, day or night.

As a first time homebuyer, I really liked how Tomo walked me through the process. They were with me every step of the way. Tomo was really responsive, had great rates, and closed on time.

Kate P.

Seattle, WA

We loved working with Tomo. They offered the best rates and were transparent by laying out the costs. Tomo was so responsive—they would call and text after hours or on the weekend. Put it simply, Tomo treated us with respect.

Michelle & Constance B.

Houston, TX

Tomo’s rates were great and they were also transparent—there were no hidden fees! The people at Tomo were competent, professional, and personally engaged.

Tim J.

Houston, TX

Tomo made it so much easier than any other lender. Their rates are right there on their website, and that’s just the start. They told us up front what they needed from us, and that was it. There was no long drip of emails requesting more information.

Casey D.

Seattle, WA

I interviewed a lot of lenders and Tomo really stood out. They automated a lot of the process, and their speed definitely made a difference in getting my offer accepted. Plus their site is easy to use and actually fun to work in! I would definitely use Tomo again.

Devin H.

Houston, TX